For most of us overseas travel is a wonderful experience but unfortunately things can go wrong. All the travellers are urged to consult with their medical insurance company prior to traveling abroad to confirm whether their policy applies overseas.
Travellers must take a travel insurance to cover personal accident, medical expenses, loss of baggage and personal effects, cancellations and other unforeseen events.
If you are not sure whether you are covered for any of the above, you should consult with your insurer.
You should also check your insurance policy very carefully to see if any exclusions might apply.